Costs

EQUITY RELEASE WILL REDUCE THE VALUE OF YOUR ESTATE AND CAN AFFECT YOUR ELIGIBILITY FOR MEANS TESTED BENEFITS.

Costs of Equity Release Schemes

Take into consideration that when entering into any type of equity release scheme there will be set up costs and ongoing costs which can include:

  1. Arrangement Fees payable to the lender
  2. Legal Fees
  3. Valuation Fees
  4. Maintenance costs - you are still responsible for maintenance of the property
  5. Insurance costs - maintaining adequate buildings insurance

  • Thanks Toby for all your help on getting our first house!

    Rupesh Nayee

  • Equity Release organised by Toby was quick and efficient, ensuring all financial and legal details were fully understood thus helping us make this important decision. We would certainly recommend this company.

    Paul Dennison

  • Taylor James did my mortgage for me, when my bank had turned me down because they wouldn't lend on a high Rise block of flats… I approached another high street lender only to be turned down again… Taylor James was recommended to me & not only did they get me a great rate with another high street bank but they got the Offer out within 5 working days… Great rate and a stressless exercise… I couldn’t be more happier.

    Aneta Hoffman

  • I was hesitant when asked to recommend Toby fearing that I would lose my trusted advisor. However, I have learnt over the years that to get the best back from the world, I have to give my best away.
    Would I recommend him? Absolutely! Toby is one of my most trusted advisors, he is the man that I go to for all my investment advice for the execution of my property strategies. If he doesn't know it, he'll find out himself or find the person who knows. Reliable, trustworthy, resourceful and the ability to predict what I need and most importantly carry them out are all the traits that I value in my advisor.

    Aswin R

  • Toby has been nothing but amazing. We have worked with him for many years and he has always come through with the perfect solution for us. I cannot recommend him enough.

    Marc van Moorsel

  • We have had the pleasure of securing a mortgage and life insurance through TJFS. The speed in response and efficiency in dealing with our queries has been exceptional.

    We have introduced our local Tennis and Football Clubs to Toby and we are confident that any future clients will be more than satisfied.

    Once again, a massive thank you from the Dickson family.

    Darren Dickson

  • Warren at Taylor James has been fantastic. My partner and I have had a very lengthy and complicated process of purchasing a property and Taylor James been very supportive. Not only have they adapted to every change, they have also been very accessible and easy to contact. We are really pleased with the outcome offered, and have appreciated the advice and guidance at every step of the way.
    We would definitely recommend Taylor James.

    Anastasia Vinnikova

  • Toby is a very professional Financial advisor. He has great product knowledge and did a really good job of sorting out our Mortgage and Life Insurance. Highly recommended.

    T J

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