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Experienced advisers

Our experienced advisers will guide you through the entire process and offer advice on the best ways to release equity from your home. We’ll work closely with you to ensure you understand the implications of taking out equity release products.

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Expert help

There are many different equity products to choose from, so we will help you identify the best one for your circumstances. We’ll assess your current situation and provide recommendations on all the options available to you.

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Choosing the right plan

If you’re 55 years old or over and a homeowner, you can release the equity in your property without having to move home. Whether you need to boost your pension, or provide lifetime gifts to relatives, equity release can help you take advantage of the value of your home while retaining full ownership.

With interest rates as low as they have ever been and a wide selection of products available, now is an excellent time to speak to one of our financial advisers to see if equity release can work for you.

Clear explanations

We will explain all the options and products available to you to help you make fully informed decisions.

Is equity release right for you?

We will take the time to get to know you and your financial objectives. If equity release isn’t right for your situation, we will tell you.

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Independent advice

We are trusted independent financial advisers and we are not tied to any lender or other financial institution. You can be sure that we are always going to give you honest and impartial advice.

We will search the entire market for the best product that meets your personal needs and circumstances.

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We’re here for you

Your property is most likely your biggest asset, and opting for equity release is not a decision to be made lightly. In addition to talking to our advisers, we also encourage you to do your own research and reading.

When we sit down with you, we’ll take you through your options and highlight any effects they may have on state benefits as well as possible tax implications.

Our advisers are based in Croydon and help clients in the surrounding areas, including West Wickham, Beck-enham, Warlingham, Westerham, Woldingham, Caterham, Oxted, Banstead, Coulsdon, and Purley.

We offer friendly financial advice that is open, honest and transparent.

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Call us on: 0203 859 3320 or send us a message

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Paul Dennison - Equity Release - Toby

Equity Release organised by Toby was quick and efficient, ensuring all financial and legal details were fully understood thus helping us make this important decision. We would certainly recommend this company.
Paul Dennison

FAQs

What is mortgage advice?

Mortgage advice is provided by qualified financial advisers to help the client find and secure the most suitable loan to buy residential or investment property. The mortgage adviser will take into account the client’s individual circumstances to discuss mortgage options. The adviser will then search the mortgage market to identify real-time suitable options and make an application. Thus, mortgage advice usually includes mortgage brokering services to provide a holistic and convenient service from start to finish.

Are mortgage advisers worth it?

There are several benefits of using a mortgage adviser. A mortgage adviser can provide clarity to clients which should make the process of getting a mortgage more efficient and less stressful in some cases. They can also help people with unique situations find options when the client may have believed it impossible. Moreover, the mortgage adviser could ensure the client secures the most beneficial type of mortgage for their situation and preferences, perhaps avoiding costly mistakes. Some mortgage advisers can secure better rates and deals due to their connections.

Can Taylor James help people with bad credit?

Mortgage advisers can help people seeking a mortgage with bad credit in different ways. Our advisers can provide advice to clients on how to improve their credit rating and therefore improve their chances of getting accepted for a better mortgage deal. We can also search for lenders that are more willing to provide credit to applicants with a below-average credit history. Every situation is different and there are never any guarantees but we have helped people with bad credit to get a mortgage. Speak to our team to learn more.

Can Taylor James help people in unique situations?

Taylor James welcomes all clients to use our mortgage advice services, including those that may have unique situations. Whether you have multiple income streams or other complex issues regarding pay and employment, it’s unlikely that we won’t have seen your situation before. Our advisers can assist in finding the right lender swiftly, including support regarding providing evidence and other possible application process hurdles. Don’t put off seeking a mortgage due to a non-standard situation and speak to our team today.

FAQs

What is mortgage advice?

Mortgage advice is provided by qualified financial advisers to help the client find and secure the most suitable loan to buy residential or investment property. The mortgage adviser will take into account the client’s individual circumstances to discuss mortgage options. The adviser will then search the mortgage market to identify real-time suitable options and make an application. Thus, mortgage advice usually includes mortgage brokering services to provide a holistic and convenient service from start to finish.

Are mortgage advisers worth it?

There are several benefits of using a mortgage adviser. A mortgage adviser can provide clarity to clients which should make the process of getting a mortgage more efficient and less stressful in some cases. They can also help people with unique situations find options when the client may have believed it impossible. Moreover, the mortgage adviser could ensure the client secures the most beneficial type of mortgage for their situation and preferences, perhaps avoiding costly mistakes. Some mortgage advisers can secure better rates and deals due to their connections.

Can Taylor James help people with bad credit?

Mortgage advisers can help people seeking a mortgage with bad credit in different ways. Our advisers can provide advice to clients on how to improve their credit rating and therefore improve their chances of getting accepted for a better mortgage deal. We can also search for lenders that are more willing to provide credit to applicants with a below-average credit history. Every situation is different and there are never any guarantees but we have helped people with bad credit to get a mortgage. Speak to our team to learn more.

Can Taylor James help people in unique situations?

Taylor James welcomes all clients to use our mortgage advice services, including those that may have unique situations. Whether you have multiple income streams or other complex issues regarding pay and employment, it’s unlikely that we won’t have seen your situation before. Our advisers can assist in finding the right lender swiftly, including support regarding providing evidence and other possible application process hurdles. Don’t put off seeking a mortgage due to a non-standard situation and speak to our team today.