Avoid NHS waiting lists with a
private medical insurance policy that
has been tailored to your circumstances

Private medical insurance is a type of medical insurance that covers the cost of receiving private healthcare. This may include but isn’t limited to private doctor consultations, stays in a private hospital and private medical treatments or procedures.

This type of insurance is available to cover a wide range of conditions with various levels of cover. It doesn’t usually cover pre-existing medical conditions, but these will need to be disclosed to the policy provider upon application.
 

The main benefit of taking out private medical insurance is that allows you to access healthcare much quicker than you would waiting for the National Health System (NHS). Instead of waiting in NHS queues for hours or being added to surgery waitlists, you can usually see a specialist within the same day and receive appropriate treatment swiftly.

The main considerations when choosing private medical cover are:

1. Do you want a single or joint policy?
2. What potential conditions do you want to be covered for?
3. What’s your budget and preferred excess?

You should also understand how age and pre-existing conditions can affect your level of coverage. It’s best to regularly review your cover to make sure it’s still applicable and relevant to your situation.

Private medical insurance can be a complicated product due to the mandatory disclosure of existing conditions and the wide range of conditions a policy may or may not include. If you’re feeling overwhelmed by finding the right policy, you’re not alone.

Many people turn to financial advisers and insurance experts to help them identify the right type of policy for them and make an application. Choosing to use an adviser can save time and ensure you don’t take out an unsuitable policy that won’t work as you envision.

Let our private medical insurance brokers know what you need from a policy today. We’ll evaluate your exact circumstances to recommend the most applicable policies before looking for your options. With our experts on your side, you won’t take out a policy that’s not right for your situation.