Mortgages are loans which are intended to help buyers purchase residential property. When you take out a loan, the lender charges...

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While there is no insurance that can prevent these things from happening, you can protect yourself and your family financially by...

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Retirement Planning

When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to...

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Financial Planning

Professional financial planning is the process which aims to help you realise your ambitions - whatever they may be. As...

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Welcome to Taylor James Financial Services. Professional Financial Advisers and Mortgage Brokers, based in Croydon, Surrey.


We’re financial advisers and mortgage brokers based in Croydon. Our practice covers all areas of financial planning, allowing us to recommend the investment product that is most suitable for your requirements, helping us to stay totally committed to providing professional financial solutions.

The great joy of financial freedom is having your heart and mind free from worry about life's uncertainties, and our aim is to pave the way for a more secure financial future for you, your family and for businesses of all sizes.

You are the focus of our business: You, your life, your family, your future.

Our understanding of your current financial situation is the keystone to the formulation of a financial plan which will meet your future needs. Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

So it all starts with listening. We listen to your needs, your hopes your dreams, and we formulate a plan, which enables us to offer you clear, no-jargon advice on the most appropriate financial products for your personal circumstances.

This is the start of our journey together, to prepare the plan to meet your goals, to ensure that you, your family and your assets are protected, and to help you build a brighter, more secure future.

Call us today on 0203 859 3320 or complete our short enquiry form and we'll be pleased to help you.

Being based in Croydon, South London we have a wealth of experience with people from all backgrounds. That’s how you know our highly experienced financial advisers and mortgage brokers will offer you bespoke advice specifically tailored to your exact needs and circumstances.



  • Thanks Toby for all your help on getting our first house!

    Rupesh Nayee

  • Equity Release organised by Toby was quick and efficient, ensuring all financial and legal details were fully understood thus helping us make this important decision. We would certainly recommend this company.

    Paul Dennison

  • Taylor James did my mortgage for me, when my bank had turned me down because they wouldn't lend on a high Rise block of flats… I approached another high street lender only to be turned down again… Taylor James was recommended to me & not only did they get me a great rate with another high street bank but they got the Offer out within 5 working days… Great rate and a stressless exercise… I couldn’t be more happier.

    Aneta Hoffman

  • I was hesitant when asked to recommend Toby fearing that I would lose my trusted advisor. However, I have learnt over the years that to get the best back from the world, I have to give my best away.
    Would I recommend him? Absolutely! Toby is one of my most trusted advisors, he is the man that I go to for all my investment advice for the execution of my property strategies. If he doesn't know it, he'll find out himself or find the person who knows. Reliable, trustworthy, resourceful and the ability to predict what I need and most importantly carry them out are all the traits that I value in my advisor.

    Aswin R

  • Toby has been nothing but amazing. We have worked with him for many years and he has always come through with the perfect solution for us. I cannot recommend him enough.

    Marc van Moorsel

  • We have had the pleasure of securing a mortgage and life insurance through TJFS. The speed in response and efficiency in dealing with our queries has been exceptional.

    We have introduced our local Tennis and Football Clubs to Toby and we are confident that any future clients will be more than satisfied.

    Once again, a massive thank you from the Dickson family.

    Darren Dickson

  • Toby is a very professional Financial advisor. He has great product knowledge and did a really good job of sorting out our Mortgage and Life Insurance. Highly recommended.

    T J

Equity Release Services

We offer a wide range of equity release services to homeowners aged 55 and above. Whether you need to release equity in your home to consolidate debt, pay for renovations, or fund a new property investment, we can help.

We understand that there are many options and plans to choose from, and it can be confusing trying to decide which one is the right fit. That’s why our team of experienced, professional financial advisers gladly guides you through every step of the equity release process.

When you work with us at Taylor James Financial Services, we’ll thoroughly evaluate your finances and help you decide whether or not equity release is a good choice for you, your family, and your future.

If you’re interested in releasing the equity in your home without selling and moving to a new location, contact us by phone or online.

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Retirement Planning Services

At Taylor James Financial Services, we believe it’s never too early to start planning for retirement.

Do you have concerns about your finances and whether you have enough money saved to fund your retirement? Do you need help preparing for the future?

Our professional, experienced team members are here to assist with all your retirement planning needs. We will work with you to evaluate your finances, set clear retirement goals, and create a wise investment and savings plan that sets you and your loved ones up for long-term success.

We know how important financial freedom and independence are to retirees (and soon-to-be retirees), and we’re eager to do whatever we can to assist with your planning and give you peace of mind.

If you’re ready to begin planning for retirement or if you want to reassess your current plan, you can reach us by phone or online.

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