Toby Keate
Director & Financial Adviser
CeMAP, DipFA, CeRER
Toby is the financial mastermind behind Taylor James. With over 20 years of experience in the Financial Services industry, he’s been a qualified and practising financial adviser for more than a decade. Holding the Level 4 Diploma in Financial Planning, alongside CeMAP and CeRER qualifications, Toby provides expert advice on mortgages, equity release, pensions, investments, and protection.
Toby specializes in working with clients who have complex income streams, such as professional contractors, LLP partners, self-employed individuals, and those receiving high bonuses or commission payments. His ability to craft tailored solutions makes him an invaluable partner in navigating life’s biggest financial decisions.
Married to Emma, they have two children: Taylor, aged 17, after whom the company is named, and Ella, aged 13, who is eagerly waiting for her own namesake company.
In his downtime, Toby enjoys cooking—having previously trained as a chef and even cooking for a senior member of the Royal family and a British Prime Minister. He has recently rediscovered a love
of golf after a 20 year break, as his new sporting challenge having previously been heavily involved in youth football for a number of years, managing, coaching and running a number of teams in the Croydon area
Toby is available to meet clients at our London or Croydon offices, at their homes or workplaces, over a coffee or online via video link.
FAQs
We have accumulated a large client base comprising of private individuals, limited companies and trusts. Our services are available to everyone without discrimination. All clients will receive bespoke and tailored advice relevant to their situation and needs. All entities are welcome to contact us and find out how our friendly team can assist.
Our team specialise in an array of financial services, including but not limited to mortgage advice, equity release solutions, pensions and retirement planning, wealth management, investment portfolio reviews, insurance services and estate and inheritance tax planning. However, our team boast specialist skills and experiences to help with other financial matters. Do not hesitate to contact our team if you have a unique requirement.
Yes, all Taylor James advisers are fully accredited and qualified to provide our services. They have obtained CeMAP to provide mortgage advice, CfRE to provide equity release advice and QCF Level 4 Diploma in Financial Planning. Some of our team have additional qualifications relevant to their niche expertise in the financial services industry. Clients are always welcome to ask about our team’s accreditations.
Most clients find it easiest and most convenient to book a consultation through our online booking system which is available above. Once booked, you will receive a confirmation of your appointment via email. Alternatively, prospective clients are also able to book consultations by calling 0203 859 3320 or by sending an email to contact@taylorjamesfs.co.uk.
